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VA Loan Program | No Down Payment Home Loans in Maryland

VA Loan Program | No Down Payment Financing in Maryland

The VA Loan Program offers unmatched benefits for eligible Veterans, service members, and surviving spouses in Maryland.

Backed by the U.S. Department of Veterans Affairs, VA loans allow you to buy a home with no down payment, no monthly mortgage insurance, and competitive rates — all with flexible qualification guidelines.

If you’ve served our country, this program is one of the most powerful tools available to help you achieve homeownership.

VA Loan Benefits

  • No down payment required (100% financing available)

  • No monthly mortgage insurance (PMI)

  • Flexible credit requirements

  • Competitive fixed or adjustable interest rates

  • Limited closing costs

  • Reusable benefit — use it more than once

  • Available for purchases, refinances, and cash-out

  • Assumable loan option (VA loans can be transferred to another qualified buyer)

Who Qualifies for a VA Loan?

You may be eligible if you meet at least one of the following:

  • Served 90 consecutive days of active duty during wartime

  • Served 181 days of active duty during peacetime

  • Have 6 years of service in the National Guard or Reserves

  • Are the surviving spouse of a service member who died in the line of duty or from a service-connected disability

We’ll help you confirm eligibility through your Certificate of Eligibility (COE) and walk you through every step of the process.

It might be easier to get pre-approved for a mortgage than you ever imagined. We believe in making it as easy as possible for everyone to purchase their own home. Click here now to get started, it only takes a few minutes online.

VA Loan Uses

  • Purchase a home with no money down

  • Refinance an existing VA or conventional loan

  • Use the VA Cash-Out Refinance to access equity

  • Buy a multi-unit property (up to 4 units, if one is owner-occupied)

  • Finance certain renovation or energy efficiency upgrades

Compare to Other Loan Options

Get Started with Your VA Loan

We’ll help you verify your eligibility, calculate your zero-down buying power, and guide you through the entire VA loan process.

Start your application or request a free consultation below.

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See how much you qualify for in 60 seconds or less.

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